First timers are my favourite. I have a soft spot in my heart for helping brand new, bright eyed clients get into their first home! I love it! There is so much to teach them. Mortgages are not just about rate and payments. There is so much information to review. Household budget, future plans, closing […]

Pre-approval vs. pre-qualification is a huge distinction. Today’s blog comes from our colleague Ryan Oake. enjoy. PRE-APPROVALS & PRE-QUALIFICATIONS Throughout the mortgage and home buying process, there are many steps and many checkpoints a buyer will need to complete before they can move on to the next one. A buyer will not be able to […]

9½ STEPS TO REPAIR AND IMPROVE YOUR CREDIT Though credit scores aren’t always an indicator of financial health, they are used in a variety of ways that could have a major impact on your life. Interest rates (including mortgage rates) are almost always determined by your credit score. Some employers & landlords may require a […]

So your mortgage is renewing this year. What do you do? When you initially shopped for the mortgage you did your best to make sure you received a great rate and great mortgage terms. So why not now? Getting a 2nd opinion about your renewal is very important, especially with all of you new mortgage […]

This is one of my personal favourite BLOG posts from 2018. When you are in house hunting mode, the though that you may need to break your mortgage is inconceivable. Why would I ever need to break my mortgage, the house we found is perfect!!! Well, life happens. Our colleague Kelly Hudson outlines some very […]

Today’s blog was authored by our colleague David Cooke from Calgary AB. This BLOG is one of the most important informational pieces. Just because your mortgage broker and lender have approved you, doesn’t mean that your mortgage is 100% guaranteed to fund on possession. I hope you enjoy todays blog and please contact me directly […]

Our colleague Eitan Pinsky is the author of today’s Blog. When applying for a mortgage there are many nuances that many borrowers don’t consider. It is always recommended that you seek the advice of a mortgage professional to help educate yourself on the different options. It isn’t always about rate. Having the right terms, features […]

As a mortgage professional, one of the most frequently asked questions we get are related to improving one’s credit score. Right now, in Canada, your credit score is one of the most important qualification criteria considered by lenders when applying for a mortgage. Our very own Geoff Lee has prepared today’s blog. It contains amazing […]

There is nothing WORSE than when you are going to see your lawyer to finalize your mortgage and home purchase and you find out that you’re $3000.00 short on your closing costs. Don’t ask me how I know. This is where using a mortgage professional is so important. In today’s housing markent your mortgage professional […]

A variable rate mortgage is usually an amazing way to get discounted rates with minimal risks. Even though we find ourselves in a rising interest rate environment you should still consider a variable rate option. Our colleague David Cook is the author of today’s BLOG. Enjoy! A FEW REASONS WHY YOU SHOULD CONSIDER A VARIABLE […]