At Dominion Lending Centres Mainstream Mortgages, we aim to give our clients a unforgettable, positive & recommendable mortgage experience.  Our process is bundled into a few simple sections and we like to talk about it wherever we can no matter at which step of the application process you are in 🙂

Our Commitment To Provide You With An Excellent Experience:
1. FAQ – Frequently Asked Questions & Mortgage Questionnaire – Our FAQ page contains all of the commonly asked questions that clients have about using a mortgage broker.  Our Mortgage Questionnaire is made up of less than 20 questions to help us get to know you better, determine mortgage suitability, and help us identify any hurdles along the way.
2. Next Steps & What To Expect – Our Next Steps Page outlines our process on what you can expect next and your role and responsibility in the mortgage application process.
3. The Mortgage Application – Our mortgage application is designed to take about 10-15 minutes to complete



1. Why should I use Dominion Lending Centres Mainstream Mortgages instead of going directly to a bank or lender?

Mainstream Mortgages works with a network of lenders, giving you access to a wider range of mortgage products. We can help you find the best rates and terms tailored to your unique financial situation.

2. How does DLC Mainstream Mortgages save me time during the mortgage process?

We streamline the application process by handling the paperwork and finding you the best letter to meet your suitability and your needs. This means you only need to fill out one application, saving you valuable time.

3. Can DLC Mainstream Mortgages save me money on my mortgage?

Absolutely! We have access to special rates and exclusive deals that may not be available when working directly with a bank. By choosing Mainstream Mortgages, you may find a more cost-effective mortgage option.  We always monitor the lender’s rates even after your approval and will confirm your rate with the lender approximately 10 business days before your mortgage closes.  If rates have decreased you will get the lower rate!

4. What if I have a less-than-perfect credit score? Can DLC Mainstream Mortgages help me secure a mortgage?

Mainstream Mortgages specializes in finding mortgage solutions for a variety of credit profiles. Our extensive lender network allows us to connect you with lenders who are more flexible in their lending criteria.  If we are unable to find you a solution at the time of application we will work with you going forward and give you financial tips to help improve your credit score, pay off high-interest-rate consumer debt, and get approved for your next mortgage.

5. Do I have to pay DLC Mainstream Mortgages a fee for their services?

No, our services are typically free for homebuyers. We are compensated by the lenders, and our focus is on helping you secure the best mortgage deal.  There are certain circumstances where we may have to charge a fee.  Please contact us for more information or check out the Brokerage Fee & Compensation section on our homepage.

6. Will DLC Mainstream Mortgages help me understand my mortgage options?

Absolutely. We provide expert guidance and explain all your mortgage options, ensuring you make informed decisions throughout the process.  We are always a quick text at 431.482.2187 or e-mail away (

7. How quickly can I get pre-approved for a mortgage through DLC Mainstream Mortgages?

The pre-approval process can be completed within hours, allowing you to shop for homes with confidence and a clear understanding of your budget.  We like to confirm all of your mortgage documentation upfront.  Your efficiency forms part of the approval time.  The faster you can provide clear and accurate documentation, the faster your pre-approval will be.   For an unverified pre-qualification, you can download our mortgage app! :

8. Can DLC Mainstream Mortgages assist with renewing my existing mortgage or refinancing or obtaining a home equity loan?

Yes, we can help with refinancing your existing mortgage or obtaining a home equity loan. Our goal is to meet all your mortgage-related needs.  We have many products to assist in this area from no-fee transfers, (HELOC) Home Equity Lines Of Credit, and Hybrid Mortgages.

9. Is DLC Mainstream Mortgages licensed and regulated?

Mainstream Mortgages is a reputable and licensed mortgage broker, that adheres to all industry regulations and ethical standards to ensure your financial security and peace of mind.  For Alberta Clients, Peter Paley is licenced to deal in mortgages in the province of Alberta (RECA – AB #00530285)

10. How do I get started with Mainstream Mortgages?

Getting started is easy! Simply contact our team, and we’ll schedule a consultation to discuss your mortgage needs and guide you through the entire process.  Contact us by phone or text at 431.482.2187 or by e-mail at GreatRates@MainstreamMortgages.Com

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