Banks, credit unions and mortgage brokers are competing harder than ever. But in today’s uncertain economy, the right mortgage solution could be worth far more than a few basis points. Let’s talk about something that doesn’t get discussed enough in the mortgage industry. Right now, Manitoba’s mortgage market is incredibly competitive. Banks and credit unions […]

There’s a lot happening in the Canadian economy right now, and if you’re trying to decide whether to buy a home, sell one, renew a mortgage or simply wait and see what happens next, the headlines can make things feel more complicated than they need to be. Inflation is sitting at 3%. Gasoline prices remain […]

For many Canadians, a home is more than just a place to live — it’s the single largest financial asset they will ever own. After decades of mortgage payments, maintenance, and commitment, homeowners often reach retirement with significant equity built up in their property. And yet, many find themselves in a situation where they are […]

Home Equity Lines of Credit (HELOCs): What They Are and How to Use Them Properly Your home isn’t just where you live — it’s also one of your largest financial assets. A Home Equity Line of Credit (HELOC) allows homeowners to access that equity and use it for things like renovations, debt consolidation, or investments. […]

The Bank of Canada has once again held its overnight policy rate steady at 2.25%, a level widely considered to be at the lower end of the neutral range. In simple terms, monetary policy today is neither stimulating the economy nor restricting it. Inflation is hovering just under the Bank’s 2% target, with core inflation […]