13 Sep

Countertop Materials for Your Kitchen

General

Posted by: Peter Paley

Countertop Materials for Your Kitchen. They say the kitchen is the heart of every home, and what better way to treat this important space than by ensuring you have all the right materials? When it comes to your kitchen, there are a variety of options for cupboards, appliances, and countertops. What you may not realize, […]

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30 Aug

Mortgage Portability

General

Posted by: Peter Paley

Mortgage Portability. When it comes to getting a mortgage, one of the more overlooked elements is the option to be able to port the loan down the line. Porting your mortgage is an option within your mortgage agreement, which enables you to move to another property without having to lose your existing interest rate, mortgage […]

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29 Aug

What do Your Teenagers Need to Know about Money?

General

Posted by: Peter Paley

What do Your Teenagers Need to Know about Money?. As adults, we all know the critical importance of managing money wisely and the impact our financial situation has on our overall well-being. As parents, we do our best, but there are plenty of life lessons we need to teach our kids, and personal finance doesn’t […]

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28 Aug

How To Talk To Your Kids About Finances.

General

Posted by: Peter Paley

How to Talk to Your Kids about Finances. Financial independence is a critical skill for future success that your children will not learn anywhere else. Not only does financial literacy help your children have more success in life, but it allows them to move out sooner and it avoids delaying your retirement with additional expenses […]

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13 Dec

Canada’s Residential Real Estate Ban

General

Posted by: Peter Paley

This article was published on MLT AIKINS Website on November 8, 2022.  The authors were Saravan Veylan and Dax Moir.   It was one of the best summaries of the anticipated legislation that I have read so far and had to share it. Beginning January 1, 2023, non-Canadians will be subject to a two-year ban on […]

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10 Dec

Financial Mistakes to Avoid in Today’s Economy.

General

Posted by: Peter Paley

Financial Mistakes to Avoid in Today’s Economy. 2022 has been nothing but bad news financially for most Canadians. Our stock portfolios are worth a lot less, everything we buy costs more, and interest rates are making our mortgages and other loans a lot more expensive. More than ever it is time to tread carefully and […]

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27 Sep

Second Mortgages: What You Need To Know

General

Posted by: Peter Paley

One of the biggest benefits of purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovations, or taking out additional loans – such as a second mortgage. What is a second mortgage? First things first, a second mortgage refers to […]

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4 Aug

TFSA vs RRSP – No Losers in This Battle!

General

Posted by: Peter Paley

TFSA vs RRSP – No Losers in This Battle!. The worst financial mistake you can make is believing that a Registered Retirement Savings Plan (RRSP) or Tax-Free Savings Account (TFSA) is something to look into when you are a little older and more able to set some money aside. The fact is, you don’t use […]

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26 Jul

Tips to Create a Monthly Budget

General

Posted by: Peter Paley

One of the quickest ways to take back control of your finances and understand where your money is going is to create a monthly budget. This will help you get a snapshot of your income compared to your spending, and provides an avenue to review outgoing costs and determine areas for improvement to help you […]

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