There has been a lot of buzz about the Renewal Cliff in the media lately.  What is it?  It is a concern that borrowers will not be able to afford their mortgage renewal in the new higher interest rate environment. For example, if you purchased a home for $350,000 in Winnipeg, MB in January 2019 […]

Don’t Miss the December 31, 2023 FHSA Contribution Deadline! Are you dreaming of owning your first home? The First Time Home Buyers Savings Account (FHSA) might just be the key to turning that dream into reality. As the year comes to a close, it’s crucial to remind ourselves about the FHSA and the upcoming December […]

In the unpredictable world of mortgages, where dreams of homeownership can quickly turn into nightmares, the right lender can make all the difference. At Mainstream Mortgages, we pride ourselves on turning challenges into success stories. Let’s dive into the experiences of our recent clients and explore why choosing Mainstream Mortgages is a decision worth celebrating. […]

The holiday season is a time of joy, celebration, and often, increased spending. As we revel in the festive spirit, it’s crucial to strike a balance between enjoying the holidays and being mindful of our financial responsibilities, especially when it comes to mortgage obligations. In this blog post, we’ll explore smart strategies for managing holiday […]

🚀 REALTORS & MORTGAGE CLIENTS, EXPERIENCE EXPEDITED MORTGAGE APPROVALS AT YOUR FINGERTIPS! Welcome to Dominion Lending Centres Mainstream Mortgages, where we’ve streamlined and turbocharged the mortgage application process for the utmost convenience of our valued clients, REALTORS, and industry partners. Here’s how we make securing your dream home or investment property a breeze: 📲 Seamless […]

HOMEBUYERS WITH POSSESSION BEFORE MARCH 30TH, 2024 MORTGAGE HOLDERS RENEWING BEFORE MARCH 30TH, 2024 Fixed mortgage rates are slowly decreasing, and it’s the perfect time for YOU to save big on your mortgage rate. Your current lender may not reduce the rate offer already presented to you. At DLC Mainstream Mortgages, we monitor rates daily […]

Business Owners! Did you know that DLC Mainstream Mortgages also does Commercial Equipment Leasing? These post-pandemic times are just plain different. CEBA loans are due, demand for products and services may be wavering, and expenses and inflation have taken their toll. Businesses of all types are experiencing challenges like never before. Commercial Equipment Leasing will […]

The Manitoba Metis Federation has a beautiful grant program for Metis Citizens.   The program will provide 5% of the purchase price up to $18,000.00 plus closing costs of up to $2,500.00 for a total maximum grant of $20,500.00.  The grant is forgivable, if the applicants remain in their home as their principal residence for 10 […]

If you’re in the market for a new home, one of the best things to do is visit open houses!   You will be able to see what you like, check out different neighbourhoods, and interview REALTORS if you haven’t hired one yet! To qualify for your mortgage please contact us directly or download our app […]

Canadian Mortgage Default Insurance, commonly known as mortgage insurance, is a type of insurance that protects lenders in the event that a borrower defaults on their mortgage payments. This insurance is typically required when a homebuyer has a down payment of less than 20% of the purchase price of the home. Here are some key […]