4 Jan

2024: The Year Of The Mortgage Renewal

General

Posted by: Peter Paley

Over half of the mortgages in Canada will be renewed in the next few years.  There will be sticker shock for many Canadian families who will be renewing into rates 1%-3% higher than their current mortgage.   This will result in higher mortgage payments for almost anyone. While we will keep hoping that the Bank Of […]

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3 Jan

The Holiday Debt-Hangover!

General

Posted by: Peter Paley

The festive season is behind us, and the New Year is in full swing! As we pack away the decorations and bid farewell to the holiday cheer, many of us are left with the lingering effects of the Christmas and New Year debt hangover. If you’re feeling the pinch of holiday expenses fret not – […]

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1 Jan

NEW YEAR’S MESSAGE 2024

General

Posted by: Peter Paley

Dear Valued Clients and Future Friends, As the year draws to a close, we reflect on the journey we’ve shared with gratitude and joy. Thank you for entrusting us with your dreams and financial aspirations. Your trust has been the cornerstone of our success. As we step into the New Year, we extend our warmest […]

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20 Dec

TOP 10 – HOLIDAY JOKES

General

Posted by: Peter Paley

Enough about mortgages!  Time to have some fun with our top 10-holiday jokes! What do you call a snowman with a six-pack? An abdominal snowman! ❄️🏋️‍♂️ Why did the gingerbread man go to the doctor? Because he was feeling crumbly! 🍪😄 What do you get if you cross a snowman and a dog? Frostbite! 🐾❄️ […]

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18 Dec

Mindful Gift-Giving: Celebrating the Holidays without Overspending

General

Posted by: Peter Paley

‘Tis the season of joy, giving, and gratitude. During the holiday hustle, let’s take a moment to consider the true essence of the season – meaningful connections and thoughtful gestures. This blog post aims to inspire a shift towards mindful gift-giving, focusing on secondhand and heirloom treasures, handmade delights, consumable pleasures, experiential wonders, and the […]

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15 Dec

Right Now, It’s All About Rates!

General

Posted by: Peter Paley

You will often hear me say that mortgages aren’t only about rates.  Finding the best solutions to fit your needs is 10x more important.  This is 100% TRUE. However, this all goes out the window in a decreasing interest rate environment.  We are currently in a decreasing mortgage rate environment. 5-year Canadian Bond Yields have […]

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14 Dec

I’ve Never Used A Mortgage Broker Before. How Much Can I Really Save?

General

Posted by: Peter Paley

This question came in through one of our social media platforms: “I’ve never used a mortgage broker before.  How much can I really save? Benjamin Franklin wisely said to “worry about the pennies and the dollars will take care of themselves.” Each client and situation is unique, however, we can break down the savings for […]

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