Home Purchase Overview


Welcome to Dominion Lending Centres Mainstream Mortgages! We understand that purchasing a home is one of the most significant decisions you’ll make, and we are here to guide you through every step of the process. Our goal is to ensure you secure the best mortgage solution tailored to your unique needs.

Understanding Home Buying

Buying a home is an exciting journey, but it can also be complex and overwhelming. From finding the perfect property to navigating the financial aspects, having the right support is crucial. Securing the right mortgage is a vital part of this journey, and it can significantly impact your financial future. At Dominion Lending Centres Mainstream Mortgages, we are committed to helping you make informed decisions and achieve your homeownership dreams.

Why Choose Dominion Lending Centres Mainstream Mortgages?

Choosing the right mortgage provider can make all the difference in your home buying experience. Here’s why Dominion Lending Centres Mainstream Mortgages stands out:

  • Personalized Service: Unlike banks and credit unions, we offer personalized service tailored to your specific needs. Our mortgage professionals work with you one-on-one to understand your financial situation and goals.  We are commended for our quick and efficient communication.
  • Wide Range of Options: We have access to a vast network of lenders (over 35 lenders), allowing us to offer a variety of mortgage products that you may not find elsewhere. This means more competitive rates and flexible terms.
  • Expertise and Experience: Our team has extensive experience in the mortgage industry. We stay updated on market trends and lender policies to provide you with the best advice and solutions.
  • Independent Advice: As independent brokers, our priority is you. We are not tied to any one lender, so our recommendations are based solely on what’s best for you.
  • Efficiency and Convenience: We streamline the mortgage process to make it as smooth and stress-free as possible. Our online tools and resources are designed to save you time and effort.  Get pre-approved in the comfort of your own home.
  • Communication: We really believe that teamwork make the dream work.  At each step of the process we will make sure that you and your REALTOR are informed.

Our Mortgage Solutions

At Dominion Lending Centres Mainstream Mortgages, we offer a wide range of mortgage solutions to meet the diverse needs of homebuyers:

  • Fixed-Rate Mortgages: Enjoy the stability of a fixed interest rate for the term of your mortgage.
  • Variable-Rate Mortgages: Take advantage of potentially lower interest rates that fluctuate with the market.
  • First-Time Homebuyer Programs: Special programs and incentives designed to help first-time buyers get into the market.
  • Manitoba Metis Federation Homebuyer Plan – Get up to $20,500 for Manitoba Metis citizens.
  • Investment Property Mortgages: Financing solutions for purchasing rental or investment properties.

Peter, Colten and Derek will help you determine which product best suits your financial goals and lifestyle.

The Application Process

Applying for a mortgage with Dominion Lending Centres Mainstream Mortgages is straightforward and hassle-free. Here’s what you can expect:

  1. Initial Consultation: Contact us to discuss your needs and goals. We’ll provide send you our introductory e-mail that will outline our process from start to finish.
  2. Pre-Approval: Get pre-approved for a mortgage to know how much you can afford and to strengthen your position when making an offer on a home.  We will get you a REAL pre-approval.  We will review your application, check your credit and request and analyze all of the necessary mortgage documents upfront ensure your pre-approval is as accurate as possible.
  3. Documentation: Gather and submit the necessary documents, such as income verification, credit history, and property details.  It may seem like a lot, but we are thorough and won’t leave anything to chance.
  4. Approval and Offer: Once your application is reviewed and approved, we’ll help you navigate the terms and conditions of your mortgage offer.
  5. Closing: Finalize the mortgage agreement and complete the home purchase process. We’ll be with you every step of the way to ensure a smooth closing.

Client Testimonials

Here’s what some of our satisfied clients have to say:

Contact Us

Ready to start your home buying journey with Dominion Lending Centres Mainstream Mortgages? Contact us today to learn more about our mortgage solutions and how we can help you achieve your homeownership goals.

  • Phone/TEXT: 431.482.2187
  • Email: GreatRates@MainstreamMortgages.Com

Thank you for considering Dominion Lending Centres Mainstream Mortgages. We look forward to working with you!