STEP – SCOTIA TOTAL EQUITY PLAN

The Scotia STEP product is another great HELOC product offered by our team. It can help you reduce the cost of borrowing and potentially save money each year with a predetermined borrowing limit that you can allocate among a variety of credit products at lower secured rates. You can split your mortgage in up to […]

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You can split your mortgage in up to 3 different terms to help manage interest rate risk. The STEP also has the automatic limit increase feature which will allow you the ability to obtain automatic increases to their revolving credit product as they pay down the balance on your mortgage component.

Watch the explainer video and contact us today using the form below.

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This guy knew what he was doing and he took really good care of me. My case was a little trickier than most but he came through and got me an approved. Peter was also able to provide some insight that’s going to be very helpful in the near future. He knows his stuff and he’s good at what he does.

Justin Segodnia

Peter Paley and his team were extremely knowledgeable and helpful as a first-time home buyer. I got helpful do’s and don’ts during the process as well as hot tips. I would highly recommend this team whether it’s your first time buying property or if you need someone new. Hardworking and friendly.

Leah B.

Peter Paley and Associates were an absolute dream to work with during the buying process of our first home. I will highly recommend them to friends/family in the future. They made the entire process hassle/stress free and gave us confidence with our final decisions. If you want the best service possible, choose this business!

Mariah J.

I was only allowed to choose 3 attributes to describe Peter which clearly isn`t enough. I have used him for clients in the past with great results but needing him for my own financial issues is where he really met his match.
I had been turned down by my own Bank as well as my local Credit Union. My situation had been dragging out for months, thats when i turned to Peter. He had everything wrapped up within a week. Peter is creative, knowledgeable and a fantastic person… period! I highly recommend using Peter for your financial needs and will continue to recommend him to my clients. I can`t thank him enough!

Kim McConnell – REALTOR

Great experience!! Peter was very helpful in helping us. We contacted him on a Sunday thinking we wouldn’t hear until the next day but we were pleasantly surprised to receive his call a couple hours after making contact with him. Professionnal on the phone. A+

Chantal and Arek Fuczyla

Peter is fantastic! He saved me a considerable amount of money both on my mortgage interest & down payment. He took the time to explain all of my options in great detail & has sent several follow up emails and phone calls to make sure everything is going smoothly.

Kathleen Easton

Great service, great advice…I loved working with this group. Peter was my main contact, I can’t say enough good things, intelligent, willing to listen, and find solutions if needed, really goes above and beyond. Above the personal discussions was the actual paperwork part — super easy, super organized, exactly what I needed to make the process simple and painless. Use them for your mortgage, I will use them again when the time comes.

Kim B.

Peter in a word is ‘exceptional’.

The work that he did in support of financing our new home was something that is not seen very often anymore. He provided a great SERVICE. And even when the unexpected surprises came up, he figured out solutions to make it work without direct impact to ourselves.

Honestly, it was one of the best client/vendor experiences that I can remember and have to say that I consider Peter a friend after it was all said and done. Anyone considering financing a home, Peter is the one and only choice.

Thanks for everything Peter, as always.

Patrick and Lisa

Was a easy and simplified process throughout. They were very communicative and made navigating the process simple.

C. Britton

I’ve known Peter for many years and, as a long time realtor in Winnipeg, have never hesitated to refer my clients to him and his team. He has never disappointed and provides top notch service quickly and efficiently! You absolutely can’t go wrong when you put Peter and his team to work for you!

Leigh N.

Peter Paley, Diamond Award Winner

Colten Boudreau & Derek Vandall

STEP – SCOTIA TOTAL EQUITY PLAN

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