There is nothing WORSE than when you are going to see your lawyer to finalize your mortgage and home purchase and you find out that you’re $3000.00 short on your closing costs. Don’t ask me how I know. This is where using a mortgage professional is so important. In today’s housing markent your mortgage professional […]

A variable rate mortgage is usually an amazing way to get discounted rates with minimal risks. Even though we find ourselves in a rising interest rate environment you should still consider a variable rate option. Our colleague David Cook is the author of today’s BLOG. Enjoy! A FEW REASONS WHY YOU SHOULD CONSIDER A VARIABLE […]

Today’s blog is brought to you by our colleague Ryan Oake. Reverse Mortgages are becoming more and more popular among retirees. It is a great way for retirees to stay in their home and supplement their retirement income. Ryan is going to go into more detail below. Enjoy the BLOG…. REVERSE MORTGAGE – NEED TO […]

Today’s blog come from David Cooke from Alberta. Using a mortgage broker is usually better in the short term because we can save you money immediately, this can come in the form of lower interest rates and/or fees. Where we really add value is in the future. We are always working in YOUR best interest. […]

Today’s blog is brought to you by our wonderful Colleague in BC Angela Calla. Mortgage rule changes has been tough as our government braces for future economic recessions. We cannot stress enough the importance of at least getting an opinion from a qualify mortgage professional. Many times we have better rates, terms, policies and strategies […]

Getting a mortgage these days is a very document intensive endeavour. As new mortgage regulations are mandated, it is our job as mortgage professionals to ensure that all of our clients documentation is in order. This includes verifying income, down payment, ID and Credit to new federal standards. Our colleague Kiki Berg goes into more […]

RISING INTEREST RATES AND THE IMPACT ON REAL ESTATE VALUES Rising Interest Rates and the Impact on Real Estate Values. Is there a direct connection? In a post entitled Interest Rates and Property Values. What’s the Connection?, I suggested that there was. An example was given which suggested that mortgage lenders would be directly impacted […]

Having built our home in 2014, these tips will help any propective client wanting to build their home. If you are doing a construction draw mortgage, call me. I have done 100s of mortgages and have gone through the process myself. enjoy today’s blog! TOP 5 THINGS TO CONSIDER WHEN BUILDING YOUR NEW HOME Building […]

As you may have heard me harping before. The new mortgage rules are hurting Canadians purchasing power and not-to-mention their home ownership dreams. Credit managements is paramount when do in a mortgage application. Lender like to see small amounts owed, good credit tenure as well as excellent credit managements. Today’s blog talks about what the […]

With Canadian’s household debt at an all time high, and mortgage financing rules the most difficult since I have been in the industry it is really important that now, more than ever, that Canadians take a hard look at their finances and house hold budgets. There are still many tools at your mortgage broker’s disposal […]