10 May

5 THINGS TO KNOW BEFORE BUYING A RURAL PROPERTY

General

Posted by: Peter Paley

Many Manitobans dream about that beautiful sprawling bungalow on 5-10 acres in a peaceful country setting. Our blog today discusses a few things you should consider before taking the plunge. Enjoy… 5 THINGS TO KNOW BEFORE BUYING A RURAL PROPERTY After several years as a home owner, my friend was set to buy the home […]

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9 May

Why We Chose A Mortgage Broker

General

Posted by: Peter Paley

WHY WE CHOSE A MORTGAGE BROKER For Arthur Dubreuil, the recent purchase of his new house will sound like a similar story for many homebuyers. Looking to upsize to meet the needs of his growing family, the Toronto area resident looked east outside the city for a more affordable option. What he found was a […]

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7 May

6 HOME PURCHASE CLOSING COSTS

General

Posted by: Peter Paley

Today’s BLOG is coming from BC! In Manitoba however, we have an extra closing costs for insured mortgages. If you have less tha 20% down. The Province of MB also charges PST on the CMHC/Genworth Insurance premium. Enjoy our blog! 6 HOME PURCHASE CLOSING COSTS When you purchase your home, there are 6 additional costs […]

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3 May

ALL ROADS LEAD TO JUNE -OUR HOUSE MAGAZINE

General

Posted by: Peter Paley

ALL ROADS LEAD TO JUNE -OUR HOUSE MAGAZINE What do you do when you’re tired of the 9-5 daily grind and want to strike out on your own? For gal pals April Brown and Sarah Sklash, it was obvious – buy an aging motel in the country and renovate it. If it sounds like a […]

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2 May

FIXED RATES ARE ON THE RISE. ARE YOU READY?

General

Posted by: Peter Paley

Rates are increasing! One thing that I personally would like to stress, is that if you are in a variable rate right now and you are currently paying over 3%, then you need to make a change right now. I hope you enjoy today’s BLOG From Angela! 🙂 FIXED RATES ARE ON THE RISE. ARE […]

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24 Apr

HAVING YOUR CAKE AND EATING IT TOO – OUR HOUSE MAGAZINE

General

Posted by: Peter Paley

HAVING YOUR CAKE AND EATING IT TOO – OUR HOUSE MAGAZINE This article appears in the April issue of Our House Magazine Looking for an escape from her daily job, one B.C.-based custom cake maker has found the perfect recipe for success. Working inside a prison can be one of the most stressful jobs out […]

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21 Apr

Mortgage Broker Value.

General

Posted by: Peter Paley

Today’s blog comes from our colleague Allan Jenson. It’s hard to believe that 100% of home buyers are using a mortgage broker, or at least getting a 2nd opinion about their mortgage. We typically don’t charge for our time, we can almost always get a better rate and term than the bank and we can […]

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18 Apr

Closing Costs

General

Posted by: Peter Paley

CLOSING COSTS Closing costs are a necessity when it comes to purchasing a home. They are not included in down payments, they are not included in monthly mortgage payments, nor are they included in the purchase price of a home, but you are still responsible for paying them, in full. Knowing they exist is half […]

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16 Apr

9 Reasons Why People Break Their Mortgages

General

Posted by: Peter Paley

Today’s blog discusses a really important topic. In fact, I think it is one of the most important things you will read when deterining who you want to help you with your next mortgage. 5 year fixed rate mortgages are the norm in Canada and at the time of signing your mortgage documents you never […]

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13 Apr

The Flexible Down Payment Program

General

Posted by: Peter Paley

The best part about being a mortgage broker is having access to many programs that banks and credit union may not participate in. The Flex-down program is just such a program. It is a great way for home buyers who are having a hard time saving up for their down payments and closing costs. Closing […]

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