Each Office Independently Owned & Operated
Posted by: Peter Paley
Countertop Materials for Your Kitchen. They say the kitchen is the heart of every home, and what better way to treat this important space than by ensuring you have all the right materials? When it comes to your kitchen, there are a variety of options for cupboards, appliances, and countertops. What you may not realize, […]
Read MorePosted by: Peter Paley
Converting Your Basement to an Income Suite. With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option for this is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by […]
Read MorePosted by: Peter Paley
Mortgage Portability. When it comes to getting a mortgage, one of the more overlooked elements is the option to be able to port the loan down the line. Porting your mortgage is an option within your mortgage agreement, which enables you to move to another property without having to lose your existing interest rate, mortgage […]
Read MorePosted by: Peter Paley
What do Your Teenagers Need to Know about Money?. As adults, we all know the critical importance of managing money wisely and the impact our financial situation has on our overall well-being. As parents, we do our best, but there are plenty of life lessons we need to teach our kids, and personal finance doesn’t […]
Read MorePosted by: Peter Paley
How to Talk to Your Kids about Finances. Financial independence is a critical skill for future success that your children will not learn anywhere else. Not only does financial literacy help your children have more success in life, but it allows them to move out sooner and it avoids delaying your retirement with additional expenses […]
Read MorePosted by: Peter Paley
This article was published on MLT AIKINS Website on November 8, 2022. The authors were Saravan Veylan and Dax Moir. It was one of the best summaries of the anticipated legislation that I have read so far and had to share it. Beginning January 1, 2023, non-Canadians will be subject to a two-year ban on […]
Read MorePosted by: Peter Paley
Financial Mistakes to Avoid in Today’s Economy. 2022 has been nothing but bad news financially for most Canadians. Our stock portfolios are worth a lot less, everything we buy costs more, and interest rates are making our mortgages and other loans a lot more expensive. More than ever it is time to tread carefully and […]
Read MorePosted by: Peter Paley
One of the biggest benefits of purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovations, or taking out additional loans – such as a second mortgage. What is a second mortgage? First things first, a second mortgage refers to […]
Read MorePosted by: Peter Paley
TFSA vs RRSP – No Losers in This Battle!. The worst financial mistake you can make is believing that a Registered Retirement Savings Plan (RRSP) or Tax-Free Savings Account (TFSA) is something to look into when you are a little older and more able to set some money aside. The fact is, you don’t use […]
Read MorePosted by: Peter Paley
One of the quickest ways to take back control of your finances and understand where your money is going is to create a monthly budget. This will help you get a snapshot of your income compared to your spending, and provides an avenue to review outgoing costs and determine areas for improvement to help you […]
Read More