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12 Jan

Getting A Mortgage Pre-Approval In 2024

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Posted by: Peter Paley

Winter has finally hit!  What is more sobering than an arctic blast of -30 degrees Celsius?  This cold snap is a great reminder to anyone who is looking to purchase a new home, rental property, or vacation property to get pre-approved and lock in a rate, just in case inflation rears its ugly head once again.

Why Get A Pre-Approval?

✅ Your rate is protected for 120 days.
✅ We fully underwrite your mortgage application so there are no surprises.
✅ We will review your credit bureau and correct any errors free of charge.
✅ We will give you options and different scenarios that will help you in your home-buying journey.
✅ We will review all of your mortgage documents upfront to ensure they meet the new standards (Income, Down Payment, Property, etc).
✅ We will continue to update you with market conditions and the latest rates.
✅ We will work with and keep your REALTOR informed at every step.
✅ We provide a custom and tailored pre-approval letter for each property you which you write an offer.
✅ We will advise on any government or grant programs that may be applicable.

We are mortgage experts and we love helping our clients purchase their dream properties!

Contact us for your pre-approval today!

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