11 Jan

9½ STEPS TO REPAIR AND IMPROVE YOUR CREDIT

General

Posted by: Peter Paley

9½ STEPS TO REPAIR AND IMPROVE YOUR CREDIT Though credit scores aren’t always an indicator of financial health, they are used in a variety of ways that could have a major impact on your life. Interest rates (including mortgage rates) are almost always determined by your credit score. Some employers & landlords may require a […]

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7 Jan

How To Renew Your Mortgage In 5 Simple Steps

General

Posted by: Peter Paley

So your mortgage is renewing this year. What do you do? When you initially shopped for the mortgage you did your best to make sure you received a great rate and great mortgage terms. So why not now? Getting a 2nd opinion about your renewal is very important, especially with all of you new mortgage […]

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3 Jan

9 REASONS WHY PEOPLE BREAK THEIR MORTGAGES

General

Posted by: Peter Paley

This is one of my personal favourite BLOG posts from 2018. When you are in house hunting mode, the though that you may need to break your mortgage is inconceivable. Why would I ever need to break my mortgage, the house we found is perfect!!! Well, life happens. Our colleague Kelly Hudson outlines some very […]

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20 Dec

5 WAYS YOU CAN KILL YOUR MORTGAGE APPROVAL

General

Posted by: Peter Paley

Today’s blog was authored by our colleague David Cooke from Calgary AB. This BLOG is one of the most important informational pieces. Just because your mortgage broker and lender have approved you, doesn’t mean that your mortgage is 100% guaranteed to fund on possession. I hope you enjoy todays blog and please contact me directly […]

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19 Dec

WHAT IS A COLLATERAL MORTGAGE

General

Posted by: Peter Paley

Our colleague Eitan Pinsky is the author of today’s Blog. When applying for a mortgage there are many nuances that many borrowers don’t consider. It is always recommended that you seek the advice of a mortgage professional to help educate yourself on the different options. It isn’t always about rate. Having the right terms, features […]

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13 Dec

7 SURE-FIRE WAYS TO GROW YOUR CREDIT SCORE

General

Posted by: Peter Paley

As a mortgage professional, one of the most frequently asked questions we get are related to improving one’s credit score. Right now, in Canada, your credit score is one of the most important qualification criteria considered by lenders when applying for a mortgage. Our very own Geoff Lee has prepared today’s blog. It contains amazing […]

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11 Dec

6 HOME PURCHASE CLOSING COSTS

General

Posted by: Peter Paley

There is nothing WORSE than when you are going to see your lawyer to finalize your mortgage and home purchase and you find out that you’re $3000.00 short on your closing costs. Don’t ask me how I know. This is where using a mortgage professional is so important. In today’s housing markent your mortgage professional […]

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6 Dec

A FEW REASONS WHY YOU SHOULD CONSIDER A VARIABLE RATE MORTGAGE

General

Posted by: Peter Paley

A variable rate mortgage is usually an amazing way to get discounted rates with minimal risks. Even though we find ourselves in a rising interest rate environment you should still consider a variable rate option. Our colleague David Cook is the author of today’s BLOG. Enjoy! A FEW REASONS WHY YOU SHOULD CONSIDER A VARIABLE […]

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26 Nov

REVERSE MORTGAGE – NEED TO KNOW

General

Posted by: Peter Paley

Today’s blog is brought to you by our colleague Ryan Oake. Reverse Mortgages are becoming more and more popular among retirees. It is a great way for retirees to stay in their home and supplement their retirement income. Ryan is going to go into more detail below. Enjoy the BLOG…. REVERSE MORTGAGE – NEED TO […]

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23 Nov

4 REASONS WHY MORTGAGE BROKERS ARE BETTER THAN BANKS

General

Posted by: Peter Paley

Today’s blog come from David Cooke from Alberta. Using a mortgage broker is usually better in the short term because we can save you money immediately, this can come in the form of lower interest rates and/or fees. Where we really add value is in the future. We are always working in YOUR best interest. […]

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