Why were you (Mainstream Mortgages) able to get me approved and my bank or credit union couldn’t?

One of our recent clients asked us this question. The answer isn’t that simple in all cases. For the most part, each and every lender will have access to the same programs offered by the Federal Government and Provincial Governments, and the rules are uniform across the land.

I think the best answers to this question will help keep our clients SAFE and worry-free:

🏆S – specialization
🏆A – access
🏆F – focus
🏆E – experience

😎As a mortgage specialist in one of Manitoba’s largest mortgage brokerages, we have the specialization, diversification, and knowledge of our team members is crucial. For example, we have private, commercial, and mortgage salespeople who specialize in first-time homebuyers, new to Canada, and Self-employed mortgages.

😎We have access to many lenders, programs, and niche lending products. More choices and access will usually lead to finding a good solution for our mortgage clients.

😎Focusing on mortgages allows us to live and breathe mortgages on a daily basis. Our office will often brainstorm ideas to help find a solution for our clients.

😎Our experience and knowledge grow every week. We are constantly finding new technology and more efficient processes. We attend webinars, and conferences, and have our lender partners updating us on rates and policies.

They say that the devil is in the detail 😈, and this cannot be more true for mortgages. Presentation, knowledge, and quality of documents are all factors that will help us put together the perfect mortgage package for YOU! Contact us for your next mortgage!