Peter Paley & The Mainstream Mortgage Team - 204.227.2744

Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

2.95%

Current prime rate is

3.95%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 3.34%
- $490.86
- 3.30%
- $488.77
- $2.09
- 1 Year
- 3.59%
- $504.03
- 3.04%
- $475.30
- $28.73
- 2 Years
- 3.74%
- $512.02
- 2.89%
- $467.62
- $44.40
- 3 Years
- 3.89%
- $520.07
- 2.89%
- $467.62
- $52.45
- 4 Years
- 3.94%
- $522.77
- 2.94%
- $470.17
- $52.60
- 5 Years
- 5.34%
- $601.11
- 2.69%
- $457.48
- $143.63
- 7 Years
- 5.80%
- $627.97
- 3.44%
- $496.11
- $131.86
- 10 Years
- 6.10%
- $645.76
- 3.70%
- $509.88
- $135.88

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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This guy knew what he was doing and he took really good care of me. My case was a little trickier than most but he came through and got me an approved. Peter was also able to provide some insight that’s going to be very helpful in the near future. He knows his stuff and he’s good at what he does.

Justin Segodnia

Peter is fantastic! He saved me a considerable amount of money both on my mortgage interest & down payment. He took the time to explain all of my options in great detail & has sent several follow up emails and phone calls to make sure everything is going smoothly.

Kathleen Easton

Peter is always looking out for our best interests. We trust his recommendations when suggesting products for us as he understands our tolerance for risk. He pointed us in the right direction for a new mortgage with LOC which will save us a lot of interest over the years and allow us to pay it down at our own speed. PLUS he is super fun to deal with, always chipper and friendly.

*Disclaimer – Please note that each borrowers case is different and your individual results may vary*

Tara Suffield

Peter was absolutely an amazing mortgage broker. We should have gone to see him sooner. We were not getting the service we expected from a bank we had been with for quite some time. And we did not get as high of a pre-approval amount as we expected mostly because my partner is self-employed. Peter got down to business right away and asked for documentation to prove our income. He was always available and very quick to respond to our messages. Together we built a very solid portfolio, he got us a fantastic pre-approval rate/amount and in the end, we got our dream house! Thank you Peter for the work you did for us!

Janelle D. and Phil B.

Peter in a word is ‘exceptional’.

The work that he did in support of financing our new home was something that is not seen very often anymore. He provided a great SERVICE. And even when the unexpected surprises came up, he figured out solutions to make it work without direct impact to ourselves.

Honestly, it was one of the best client/vendor experiences that I can remember and have to say that I consider Peter a friend after it was all said and done. Anyone considering financing a home, Peter is the one and only choice.

Thanks for everything Peter, as always.

Patrick and Lisa

We are Peter Paley and the Mainstream Mortgage Team Derek Vandall and Colten Boudreau, and we would LOVE to be your mortgage brokers!

Peter started my career at one of Canada's largest banks and worked his way up from a teller, all the way to a commercial lender. He have been in the financial services industry since 1998 and loves to help his clients arrange mortgage financing and help them become financially independent.

Derek has lived in Winnipeg his entire life. The only time his mind strays from mortgages is for his one hobby, Fantasy Football. You can see his trophy on display in our office. Derek also enjoys healthy living. Hot yoga is his favourite workout. Derek is an avid reader and limits his reading to books that will help me become a better Mortgage Professional and Step Father.

Colten is a former college athlete, he brings hard work and dedication from the baseball diamond to the team. Former 21U Manitoba Player of the Year and Manitoba Junior baseball League MVP, success has been ingrained in him. As a scholarship athlete, Colten graduated from Dakota Wesleyan University with a Bachelor of Business and Minor in Finance while captaining the DWU baseball team. When he's not in the office, Colten spends his time coaching the 15U Winnipeg South Chiefs baseball team.

The Mainstream Mortgage Team believes in educating our clients about the entire process. We start with our documentation checklist. It is designed to ensure that your file is compliant to the latest government standards. We confirm your income, down payment, credit score and ability to pay the mortgage upfront. If there are any challenges, we help you correct them. Once your file is in order and complete, we offer you a "Virtually Guaranteed Pre-approval" so that you may shop with confidence.

Our rates are typically lower than your financial institution and the mortgage terms are usually better. For example, a mortgage from one of our lenders, will typically have better repayment options and smaller penalty should you need to break or pay off your mortgage early.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

We look forward to hearing from you!

Sincerely,

Peter Paley, Derek Vandall and Colten Boudreau

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