Peter Paley & The Mainstream Mortgage Team - 204.227.2744

Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

2.95%

Current prime rate is

3.95%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 3.34%
- $490.86
- 3.30%
- $488.77
- $2.09
- 1 Year
- 3.59%
- $504.03
- 3.04%
- $475.30
- $28.73
- 2 Years
- 3.74%
- $512.02
- 2.89%
- $467.62
- $44.40
- 3 Years
- 3.89%
- $520.07
- 2.89%
- $467.62
- $52.45
- 4 Years
- 3.94%
- $522.77
- 2.94%
- $470.17
- $52.60
- 5 Years
- 5.34%
- $601.11
- 2.59%
- $452.46
- $148.65
- 7 Years
- 5.80%
- $627.97
- 3.44%
- $496.11
- $131.86
- 10 Years
- 6.10%
- $645.76
- 3.70%
- $509.88
- $135.88

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Peter was absolutely an amazing mortgage broker. We should have gone to see him sooner. We were not getting the service we expected from a bank we had been with for quite some time. And we did not get as high of a pre-approval amount as we expected mostly because my partner is self-employed. Peter got down to business right away and asked for documentation to prove our income. He was always available and very quick to respond to our messages. Together we built a very solid portfolio, he got us a fantastic pre-approval rate/amount and in the end, we got our dream house! Thank you Peter for the work you did for us!

Janelle D. and Phil B.

I was only allowed to choose 3 attributes to describe Peter which clearly isn`t enough. I have used him for clients in the past with great results but needing him for my own financial issues is where he really met his match.
I had been turned down by my own Bank as well as my local Credit Union. My situation had been dragging out for months, thats when i turned to Peter. He had everything wrapped up within a week. Peter is creative, knowledgeable and a fantastic person… period! I highly recommend using Peter for your financial needs and will continue to recommend him to my clients. I can`t thank him enough!

Kim McConnell – REALTOR

To all of you out there who looks for someone who honestly deals with your mortgage… This is the guy! Let me tell you, Peter knows what he’s doing. He knows his office, his profession, and takes good care of you. He did that with us, so I know what I’m talking about. He is very helpful indeed. He deserves those five stars!

Luis Del Rios De Hoyo

Peter in a word is ‘exceptional’.

The work that he did in support of financing our new home was something that is not seen very often anymore. He provided a great SERVICE. And even when the unexpected surprises came up, he figured out solutions to make it work without direct impact to ourselves.

Honestly, it was one of the best client/vendor experiences that I can remember and have to say that I consider Peter a friend after it was all said and done. Anyone considering financing a home, Peter is the one and only choice.

Thanks for everything Peter, as always.

Patrick and Lisa

This guy was on the ball. When it comes to referrals, anyone I can send his way I will. He has a real gift.

Ryan B.

We are Peter Paley and the Mainstream Mortgage Team Derek Vandall and Colten Boudreau, and we would LOVE to be your mortgage brokers!

Peter started my career at one of Canada's largest banks and worked his way up from a teller, all the way to a commercial lender. He have been in the financial services industry since 1998 and loves to help his clients arrange mortgage financing and help them become financially independent.

Derek has lived in Winnipeg his entire life. The only time his mind strays from mortgages is for his one hobby, Fantasy Football. You can see his trophy on display in our office. Derek also enjoys healthy living. Hot yoga is his favourite workout. Derek is an avid reader and limits his reading to books that will help me become a better Mortgage Professional and Step Father.

Colten is a former college athlete, he brings hard work and dedication from the baseball diamond to the team. Former 21U Manitoba Player of the Year and Manitoba Junior baseball League MVP, success has been ingrained in him. As a scholarship athlete, Colten graduated from Dakota Wesleyan University with a Bachelor of Business and Minor in Finance while captaining the DWU baseball team. When he's not in the office, Colten spends his time coaching the 15U Winnipeg South Chiefs baseball team.

The Mainstream Mortgage Team believes in educating our clients about the entire process. We start with our documentation checklist. It is designed to ensure that your file is compliant to the latest government standards. We confirm your income, down payment, credit score and ability to pay the mortgage upfront. If there are any challenges, we help you correct them. Once your file is in order and complete, we offer you a "Virtually Guaranteed Pre-approval" so that you may shop with confidence.

Our rates are typically lower than your financial institution and the mortgage terms are usually better. For example, a mortgage from one of our lenders, will typically have better repayment options and smaller penalty should you need to break or pay off your mortgage early.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

We look forward to hearing from you!

Sincerely,

Peter Paley, Derek Vandall and Colten Boudreau

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