Non-Registered Savings Plans

Non-registered savings plans play the same role as personal savings accounts. You can accumulate savings to carry out your plans (education, trips, a house, etc.) or increase your retirement income.

If you want to accumulate short-term amounts (safety cushion, vacation, etc.) or if you have reached an RRSP contribution limit, non-registered savings is a solution to consider.


  • Your protection against financial market fluctuations could reach and even exceed 100% of the invested capital.
  • We ensure the continuity of your contributions in the event of disability (certain conditions apply).
  • With the majority of investment instruments, you have access to your capital and taxes are not withheld. However, your investment income is taxable.

Peter Paley is a licensed mutual fund advisor in the Province Of Manitoba for Investia Financial Services you can visit his personal webpage at