23 Nov

Facing Mortgage Foreclosure? We Are Here To Help

General

Posted by: Peter Paley

We understand that facing the possibility of mortgage foreclosure can be an incredibly challenging and emotional experience. Life throws unexpected challenges our way, and we want you to know that you’re not alone. At DLC Mainstream Mortgages, we believe in the power of compassion and support during difficult times. If you or someone you know […]

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22 Nov

Going away? Vacation checklist for your home

General

Posted by: Peter Paley

Whether you’re jetting off to ☀️ sunshine and warm sand, an international adventure 🌍, or a weekend getaway, before you go there are a few things you can do to protect your home while you’re away! 🏡✈️ Unplug all electronics and appliances: To reduce energy costs while you are traveling (and mitigate any risk of […]

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21 Nov

Yuletide Hearth – A Mortgage Carol

General

Posted by: Peter Paley

In a cozy new home, ‘neath twinkling lights so bright, A family dreams on this silent, festive night. 🏡✨ Snowflakes dance, a winter’s tale they weave, As the joy of their mortgage and holiday magic interleave. ❄️✨   The fireplace whispers tales of hearth and loan, A mortgage journey, a safe haven sweetly grown. 🔥🏠 […]

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20 Nov

There’s No Place Like Your New Home For The Holidays!

General

Posted by: Peter Paley

🏡 Unlock the Door to Your New Home for the Holidays with DLC Mainstream Mortgages! 🎁 Are you dreaming of decking the halls in your very own home this holiday season? At DLC Mainstream Mortgages, we understand the magic of finding your perfect space, especially during this festive time of year. The good news? It’s […]

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19 Nov

OPEN HOUSES – WINNIPEG, CALGARY, & EDMONTON – NOVEMBER 19, 2023

General

Posted by: Peter Paley

If you’re in the market for a new home, one of the best things to do is visit open houses!   You will be able to see what you like, check out different neighbourhoods, and interview REALTORS if you haven’t hired one yet! To qualify for your mortgage please contact us directly or download our app […]

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17 Nov

UPDATES TO NEW TO CANADA MORTGAGE POLICY

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Posted by: Peter Paley

November 17, 2023 Updated New To Canada Policy https://peterpaley.com/new-canada-mortgage-programs/ One of my favourite things in the mortgage industry is when our policies finally start to get it right. There have been quite a few enhancements for New Canadians and many New-To-Canada policies. Canada is planning to welcome 465,000 newcomers in 2023, 485,000 in 2024, and […]

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16 Nov

Is your financial game on point? We’ve got tips!

General

Posted by: Peter Paley

November is Financial Literacy Month and we have the tips to ensure your financial game is on point this Fall as we head into the New Year! Nail Down Your Budget Understanding the basics of budgeting and tracking your income versus spending is a fundamental part of financial literacy and control. Building a budget can […]

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15 Nov

Top 5 Errors Made By Banks, Credit Unions & Mortgage Professionals That Can Jeopardize Your Mortgage Approval

General

Posted by: Peter Paley

To err is human, to have your mortgage funded divine 🙌 The mortgage landscape has changed dramatically over the last 15 years, in particular, more rules, more policies, more guidelines, more programs to counteract the bad policies, a rate for every type of application, property restrictions, more property defects, the list goes on.   It is […]

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14 Nov

Mainstream Mortgages Terminology Dictionary

General

Posted by: Peter Paley

MAINSTREAM MORTGAGES TERMINOLOGY DICTIONARY 🏠 Term: Noun Definition: The period for which a mortgage agreement is in force. Common terms include 1-5, 7 & 10 years. Amortization: Noun Definition: The process of paying off a loan through regular payments over time. In a mortgage, this includes both principal and interest. Down Payment: Noun Definition: An […]

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